Step 1 of 5
Upload Your Credit Report
Upload your tri-merge personal credit report as a PDF. We accept reports from MyScoreIQ, IdentityIQ, and most other tri-merge providers.
Click to upload or drag & drop
PDF files only · Max 20 MB
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Uploading your report…
Just a moment
Step 2 of 5
Review Your Credit Cards
Loading your cards from the report…
Have business credit cards? Add them below — they factor into your Business Funding Readiness Score.
Step 3 of 5
Your Banking Relationships
List both your personal and business bank accounts. Lenders look at which banks you already have a relationship with — existing customers often get priority access to business credit products and better approval odds.
Step 4 of 5
Tell Us About Your Business
Business structure affects which funding paths are available to you.
Step 5 of 5
Last Step — Where Do We Send Your Report?
Enter your details below and we'll run your full Funding Audit right now.
Analyzing Your Report…
This usually takes 20–40 seconds
Loading your report analysis
Applying your card data
Scoring all 18 criteria
Calculating your FundReady score
Building your action plan
Your FundReady™ Analysis
Here's how your personal credit profile scores across the factors lenders check first.