Know Before You Apply

Close the gap between you and funding.

Most business owners get declined because they apply blind — no idea what lenders actually look at or what's holding their profile back. FundReady scores 18+ factors across your credit, banking, and card profile — and gives you a clear action plan to close the gaps — before you apply.

Run My Free FundReady Audit → How it works
100% free  ·  No credit card  ·  Results in minutes
FUNDING READINESS SCORE™
TOTAL SCORE
74/100
NEEDS WORK  —  4 GAPS TO ADDRESS
Credit Score
12 / 20
Derogatory Marks
18 / 18
Credit Utilization
8 / 12
Tier 1 Relationships
5 / 8
Profile Consistency
10 / 12
Account Age
3 / 8
Banking Relationship
6 / 6
Hard Inquiries
4 / 8
High-Limit Card ($10K+)
0 / 3
18+ factors analyzed
How it works

Five steps from report to ready.

01Upload Your Credit Report
Share your tri-merge personal credit report as a PDF. We accept reports from MyScoreIQ, IdentityIQ, Experian, and most other providers. Processed securely and never stored.
02Share Your Banking, Cards & Business Details
Tell us about your banking relationships, the cards you carry, your business structure, and your state. This unlocks the full picture lenders actually see when they evaluate you.
03Receive Your Funding Readiness Score
FundReady scores 18+ factors and returns a 0–100 readiness score with a section-by-section breakdown — so you know exactly what's strong, what's holding you back, and by how much.
Under 60 seconds
04Review Your Action Plan & Recommendations
Get a prioritized list of action steps — from quick wins you can act on today to longer-term moves that compound over time. Each recommendation is tied to a specific gap in your profile.
05Get Set Up for High-Limit Business Funding
With your gaps closed and your profile optimized, you'll walk into every funding conversation knowing exactly where you stand — and what it takes to win. Business Credit Pro is with you every step of the way.
Business Credit Pro
Ready to see exactly where you stand?
Run My Free FundReady Audit →
100% free  ·  No credit card  ·  Results in minutes